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The lap part of the belt should be worn low
and snug on the hips, just touching the thighs.
In a crash, this applies force to the strong
pelvic bones. And you would be less likely to
slide under the lap belt. If you slid under it, the
belt would apply force at your abdomen. This
could cause serious or even fatal injuries.
The shoulder belt should go over the shoulder
and across the chest. These parts of the body are
best able to take belt restraining forces.
The safety belt locks if there is a sudden stop
or crash.
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