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The lap part of the belt should be worn low and snug
on the hips, just touching the thighs. In a crash, this
applies force to the strong pelvic bones. And you’d be
less likely to slide under the lap belt. If you slid under it,
the belt would apply force at your abdomen. This could
cause serious or even fatal injuries. The shoulder belt
should go over the shoulder and across the chest.
These parts of the body are best able to take belt
restraining forces.
The safety belt locks if there’s a sudden stop or crash.
On convertible models, the safety belt also locks if you
pull the belt very quickly out of the retractor.